There’s only two certainties in life, death and taxes.  But is there a way you can legally pay less inheritance tax?


Putting a policy in trust can be a really beneficial thing if that’s what you’re considering, particularly if you’re pretty minted and the tax man is keen on taking a fair chunk of that when you die.


Unfortunately, the process for that is still a bit difficult, and requires physical forms to be filled out, with actual signatures and witnesses and a whole lot of legal gumph.


Whilst we’re really keen to try and change this to make it much easier in the future, we’re still working on it, and it’s going to take a bit more time. For now, we’re afraid we can only point you in the direction of your local solicitor for legal advice on this one.